If apple were liable for this you could do a double dip where you use your own fake app to "steal" money from a massive wallet you own and get apple to pay you back for "your loss". In addition to your other ill gotten gains.

Only if you made it past Apple's developer review, which is their most public argument for why software must be vetted by Apple first. So are they infallible (preventing the headline and refuting your argument), or is there a point in time when some users know better than Apple, when their developer review does as much harm as good, and the Apple App Store is not the safe haven Apple likes to publically claim?

That's still fraud.