"Just don't accidentally do things wrong" is also the way to avoid null pointer errors, type mismatches in dynamically typed languages, UB in C/C++. It works, until it doesn't, and in practice that happens pretty quickly. Personally, I like things that have proper safety checks.

Except it's not an unrecoverable error. If you do it all it does is add that file to the working index. No commits are made and no harm is done. So no, I do not feel it's the same as a null pointer exception or type mismatch.