Think of it this way: the current change is like a staging area/index in git. Leave it without a a description while you're working (just like git's staging area). Rely on jj's auto-snapshotting to capture all your changes. Then, when you're ready to do something else, give it a description ("jj describe") and switch to a new blank change ("jj new"), and that becomes your new "staging area"/index.

The workflows are conceptually identical.