I don't like this. The Right Thing is for camera apps to not add location metadata by default.

If you go in and turn location on (which should have a warning on it), then you're the sort of person who changes defaults, a more sophisticated user than the majority of the population who is able to take responsibility for the consequences. Yes, I can imagine a scenario where someone ends up with this setting turned on through no fault of their own, but it shouldn't be the role of an OS vendor to prevent every possible mistake.

The default camera app has this off by default. Most of the ones I've tried do.

But do you remember every options you've randomly toggled over the years? It's pretty easy to see how someone would flip on geotagging, forget about it, then be shocked a few months later when they discover all their photos are leaking their location.