Pretty sure OpenCode is not subsidizing, and across Codex 5.x always on xhigh, Claude Opus 4.6 on high effort and a bunch of Chinese models, I only burned about $50 over the last month.

I don’t understand why people insist on these subscriptions and CC.

Fanboyism is a bit too hardcore at this point. Apple fanboys look extremely prudent compared to this behavior.

For reference, users on claude max 20x who hit their weekly quota would have spent roughly ~$6,000/month in the API. (Source: my own usage)

So you just aren't in the same realm of usage. Maybe that is why you don't understand?