That’s an excellent take that’s framed far better than my wordsmithing skills permit at present. Systemically, the incentives are there to maximize long-term harms for short-term gains, and the personalities who thrive in said systems are who currently run the very institutions who could change them. Absent a willful surrender of their agency to change the system in a way that would harm them in a limited financial way while improving the lives of everyone (themselves included), violence is, historically, the only way such toxic incentive schemes have been reformed.