Recklessness is based on effort, likelihood, and consequence. If you live in a small town, you might not lock your front door. No matter where you live, you probably don't lock your second floor windows.

Are we doing enough effort tho, AI era invites us to get our shit together as well, we are all guilty of it, but we must also understand that if you live in an area with a high crime rate, you adapt and lock your door, the same must be applied online now that we will have 24/7 rogue agents with sole purpose of doing ransoms and attacks of all kind.