Nah I get you, but for me personally, I do use CC a ton. It's building me so many useful internal tools right now, and deep research is also bootstrapping me into some new hobbies etc. I think I'm kind of in a rare-ish (maybe not so much on HN, but for the general population) spot where I'm not really trying to make some SaaS get quick rich scheme, but just directing CC to make apps that would take me a few days to make in a few hours, smoke test them, and solve a problem I had before. (e.g. photo tagging automation, MCP connections for personal services for documentation of chats or setting up todos, ansible playbooks for VMs, setting up data pipelines from external APIs for home automation...)

I deffo get more perceived value out of it than the 100$ I pay. Could I get MORE value with the same 100$? imo only through OpenAI (no harness lock in and more lenient limits), but I deeply dislike the way their company is evolving. Admittedly, recent launches from Anthropic like managed agents and Mythos Preview don't make me very hopeful the individual developer pricing is here to stay, but I'll use what I can get while I can get it.

Could I get my required value with less than 100$? Mayyybe I could get by with like, three Anthropic 20$ plans? or 2x20$ and an OAI 20$? but this is so min-maxy that I just don't really want to bother. Pay by token would kill my workflow instantly. I'd have to add so many steps for model selection alone. I'll cross that bridge when Anthropic cuts me off.

I agree though most people on the $200 plans are either just not using them or in some deep AI psychosis. I'd like to exclude myself from these groups, but the pipeline to AI psychosis seems very wishy washy to begin with (the thread the other day about iTunes charts being AI dominated had a surprising amount of people defending AI music, imo).