Do you know how many old people get scammed per year in the United States because they are using technology that they are trained on, but assume that they have to use the technology in order to function each year with minimal practical gain relative to the costs? Its around 12.5 billion dollars in 2024, up from 10 billion in 2023 [1]. Why is introducing someone to that risk worth it to watch a baseball game?

Asserting that individual 'get smart' doesn't actually solve for the actual harms and if it were just simple, we would not be seeing the upward trends in fraud that we are seeing within the elderly.

[1] https://www.aarp.org/money/scams-fraud/older-adults-ftc-frau...

edit: fixed the years

The numbers you mention are total fraud losses. Most of fraud has nothing to do with phones, it is fraudulent money transfers and card charges.