Probably not the answer you want to here but I'll share my perspective. Three years ago my wife and I sat down and optimized our finances so I could soft-retire and focus on a few of my life goals while simultaneously working on ways to generate income without the stress of being in the employ of others. It was tough work which mainly involved paying down a lot of debt so we can live more lean. We did a lot of optimization and of course some compromise and lifestyle changes. Fortunately, my wife earns enough for us to still live comfortably on a single income.

Now I am her part-time personal assistant which has taken a big load off her plate and reduced her stress significantly. A lot of this work is clerical: writing emails, grants, curriculum/lessons (she's a teacher), ordering supplies, working with spreadsheets, doing misc. graphic design and other office work. I also take care of the household, finances (mostly) and pets. In my spare time I pursue my lifelong passions (writing, game design, and programming), but with each of these my focus has been channeling those passions into generating income. This is not a requirement of my soft-retirement, but rather a choice I made to create balance between us.

Overall, we are much happier and fulfilled and have managed to carve out a life where we work meaner and leaner without huge sacrifices. In reality, it feels like we are financially better off than we were before.

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