Your point is even more graphically illustrated if you compare the extremes... Say trust fund babies to homeless people. The trust fund people spend at least ten hours a week reviewing investment and disciplining their entourage, whereas homeless people's time is completely their own.

It's funny that you make this flippant remark, while people completely seriously use as absurd reverse scenario (for some reason asking to restrict analysis just to people working 2 minimum wage jobs and exclude people that are unemployed). I already know that people do not update their beliefs even when they are shown evidence that clearly shows they are wrong, but it's frustrating to experience every time nonetheless.