> If the ID is just a password, you can tell other people your password, and it can be stolen, and it can be cloned.

You can give your physical cards to other people or give them access to your computers, too.

> Germany is a strict liability country, and you will be fined or imprisoned for anything that is done with your identity card that was cloned because your PC was infected by malware if you don't report it stolen.

I don't see an issue with this.