> So your contention is that it's easy to run a family business and manage immense wealth?

No, I said except for the founders. Real easy to be the brother or son or aunt to the family business founder and become rich.

> I've never heard this from anyone that ran a business.

I never said “not time consuming” or “stressful”, which I feel like you’re putting those words in my mouth. The first thing I usually hear from (especially braggarts) small business owners is about the biggest contract that they have, which is usually some government contract or bid that they won from Walmart or Amazon. When ZIRP dried up I heard less bragging about such contracts.

> And my other bet would be you had never had any extended interaction with a 90 IQ individual

All four years of my American public high school education. I’m saying the bottom 25% of my high school class might lose generational wealth through poor decisions (90 IQ is roughly 75% of population). I think that’s fair. We are talking about generational wealth, after all. I can think of a few 90 IQ people from my graduating class that are trust fund kids who haven’t managed to lose it all yet.