I agree that the consequences are greater. There seem to be at least two perspectives on whether wealth makes you different:

1. In 1926, F. Scott Fitzgerald wrote that the rich “are different from you and me,” and Ernest Hemingway supposedly retorted, “Yes, they have more money.”

2. Kurt Vonnegut's obituary for Joseph Heller...

True story, Word of Honor: Joseph Heller, an important and funny writer now dead, and I were at a party given by a billionaire on Shelter Island. I said, “Joe, how does it make you feel to know that our host only yesterday may have made more money than your novel ‘Catch-22’ has earned in its entire history?” And Joe said, “I’ve got something he can never have.” And I said, “What on earth could that be, Joe?” And Joe said, “The knowledge that I’ve got enough.” Not bad! Rest in peace!”

Or, as Cyndi Lauper sang it, 'Money Changes Everything'

I'm of the latter persuasion, that wealth influences one's personality in important ways.

I think the Hemingway line could read two ways. He could be saying there is no difference save for having money. Or, he could be implying money is corrupting and would lead to the same observed behaviors no matter who gets rich.