IMO, what matters is whether it's coded with AI or it's coded by AI.

Is AI merely being used as a tool to aid the engineer? Because that's what I do. I use it as essentially a super-autocomplete. It typically only writes a couple lines at a time for me. On rare occasions, I can write a function signature and let it fill out the body. That's coding with AI.

Anything more than that though? You're stepping into coding by AI, which utterly fails at anything beyond an MVP. Once you go over 2,000 lines of code or so, it falls apart. It can't reason about anything with even a small amount of complexity, and every "bug fix" either fails to fix the bug or it introduces two more.