Fair. “It understands” is probably the emotional description, not the technical one.

The practical problem is that it can imitate understanding well enough to get a large project moving, then break down right where durable system memory and architectural consistency matter most.

So yes, it’s a tool. The problem is that it’s useful enough that “just don’t use it” is not a real answer, and broken enough that you eventually have to build around the gap.

You could use it less. You could accept its limitations and adjust your expectations, and that you'll just have to do some of the work yourself.