Also people probably have more of a problem with MS accounts because they don’t really have an ecosystem that provides clear value.

An Apple account together with an iPhone and MacBook let’s you share clipboard, passwords, notes etc., a no brainer.

Windows laptop and iPhone? I guess an Apple account still is more useful here too, actually. So the average user does not really need an MS account, hence the annoyance.

If you own more than one computer, the microsoft account syncs your desktop contents and other parts of the environment.. desktop background is one I've noticed. That can be nice