You can get by just fine in the US without a credit card too. At least if you have a debit card (which can pretend to be a credit card in most situations). We were actually unscored by the credit bureaus for several years when we didn't own a house.

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yepguy a day ago | parent | next [-]

You may be able to get by in the US without a credit card, but every purchase will literally cost you 2-5% more if you aren't making smart use of them.

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NetMageSCW 21 hours ago | parent [-]

These days in a lot of places it is the other way around- using a credit card costs a 3% surcharge over cash.

	▲	yepguy 10 hours ago \| parent [-]
		I feel like this is regional, because I keep hearing it but I never run into these places.

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Insanity a day ago | parent | prev [-]

I find that many online payments require CC. And yeah credit score is the other issue.