I think it's unavoidable to end up triggering these since we're not really that common once it lands up with the specifics. It's rarely "immigrants" as a class but more "people with ID A in country B". I'm an Indian national with permanent residence in the US who lived in the UK. I have bank accounts in all three countries and I really don't expect them to work cross nationally reliably. If anything would, it would have to be the US stuff but I wouldn't count on it.

I mean, I'd consider it important for it to work, but when it doesn't I wouldn't consider it a brutal faux pas so much as a moment of frustration at the kind of engineer who only happy-path builds.