You conveniently left this part out:

> First it attempted to check my Apple Wallet, it failed even though I have five cards in it and am able to use the App Store fine.

> Then it moved onto wanting me to manually add a card to verify myself. It failed with all my five cards. Four were debit cards, and one was a credit card from another country, cause you know I am an immigrant who has accounts still in my own original birth place.