There won't be any well off people because the machines will rule. Humanity will become second to its own creation.

There is no future in which a human ruling class will be lording it over superhuman machine intelligence. I mean look at the clowns who run the world today. They won't be able to keep the machines from taking over.

I'd propose that the opposite is just as plausible. Look at the world today: compared to most of the people in charge, plenty in the underclass are superintelligent. Yet the rich remain that way, because the underclass are taught to play by the rules that were written by the rich. Who's to say the same scheme can't be pulled off against the machines?

Honestly, I'd rather be ruled by my laptop than the Epstein class.