Do the banking apps have features that the (mobile?) websites do not? Genuine question, I have no frame of reference for Swedish banks

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amarant 5 hours ago | parent | next [-]

He's referring mostly to BankID which is a very secure MFA solution designed for banking purposes(all banks in Sweden accept the same mfa app) the inbox app is probably kivra, which is a email inbox which uses BankID for authentication, and is used for invoices and other "official business" mails.

There's also swish, which is instant payments to both friends and businesses. Swish also uses BankID.

BankID is also used to sign documents, file taxes, etc.etc.

Swedish society is largely built around this one official MFA solution, and having a phone where you cannot run it is a real hassle

	▲	smilespray 4 hours ago \| parent [-]
		Same in Norway.

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izacus 5 hours ago | parent | prev | next [-]

You can't login to those without app as a 2FA.

	▲	fleebee 5 hours ago \| parent [-]
		I can only speak for my bank (Nordea), but they do offer a separate 2FA device you can order if you "can't use" your smartphone for whatever reason. As a solution it sucks, but technically you're not forced to use a mobile phone to login. I'd be surprised if other banks didn't offer similar fallbacks.

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buckle8017 5 hours ago | parent | prev [-]

The less free states are starting to require remote attestation to send payments at all.