Home labs feel wholly different and requires custom setup and maintenance.

A home appliance like a toaster would be in the case of an AI server are ready to go appliance that’s preloaded and confined and connect to everything in your home and help you manage it likely by just voice chat or some amount of interface.

What you’re describing is more likely to manifest as a proprietary product from someone like Samsung or Ring (likely both!) than an open standard AI server that integrates with everything in your home automatically. This is exactly like what we have today with security systems and smart appliances. You have managed services and you have Home Assistant in your homelab.