Wunibald Kamm begs to differ. For his circle, it doesn't matter if the additional force that causes the friction to be insufficient is forward or backwards on top of the side force. In critical situations either use your friction for lateral xor longitudinal action, never both at the same time. Brake hard, but then sail through the curve. You want that vector to move along the circle and never leave it. As that is very difficult for an untrained driver, better switch hard between both modes.