Most of the victims were last in school in the 1960s when all this stuff didn't exist. Also from experience teaching people with dementia or memory issues is kinda challenging as they just forget.

I wonder if you might be relying on a stereotype of victims. Here's some recent data: "The 2024 FTC Consumer Sentinel Network reported that 44% of all 20-somethings claimed losses in 2023". More data here: https://www.synovus.com/personal/resource-center/fraud-preve...