The goal seems to be breaking the real-time guidance scammers rely on. 24h probably works, but it feels like a heavy tradeoff for legit users.

Scammers will just start the process and call back the next day. There is an entire genre of scam relying on slowly building rapport and only cashing in once all the way at the end.

Capitulating now means next time the terms of the deal will be worse.

iOS was supposed to prevent phone theft by making phones brickable through iCloud.

Now, phone thieves just ask you at knifepoint or gunpoint to log out of iCloud