For a country that prides itself on CapItAlIsM, U.S. healthcare is the farthest thing from it.

- Doctors and hospitals don't compete on price

- Prices aren't just opaque, they are unknowable

- Shopping around is not possible

- Insurer incentive is to maximize billing (cost). They pass along cost as increased premiums to an employer. Employer passes along increased costs to employee as below-inflation wage increases