> They don't know what the * is going on

I'd assume that a good portion of people working on things like that know what is going on. My (very very subjective) feeling is that they just spit out WAY more tokens than needed, so that it hits the limit as fast as possible and people buy more. And the people responsible for that are probably the evil evil PM's

I don't know I never once felt that any AI integration in IDE's was actually worth using over a cli and that's a very low bar compared to a tui.