Having worked in this space for years, it's not nearly as bad as you think. IaC tools can all look up the accountId/region for the current execution context and you can use SSM Parameters to give you a helpful alias in your code.

Also, if you have a bunch of accounts, it's far easier for troubleshooting that the accountId is in the name: "I can't access bucket 'foo'" vs. "I can't access bucket 'foo-12345678901'"