Yeah, of course they need to held accountable, and we need to vote in people who will do so. What I'm suggesting is an alignment of incentives that will ensure that police will try to do their best to not be negligent.

Of course there's a balance that has to be struck so that police are empowered enough to act. So perhaps something like settlements against the police being 30% borne by the police pension fund and 70% by taxpayers is sufficient. I think this will also make police very enthusiastic about bodycams and holding each other accountable.