> the results you get from a PC scan are still much better than taking a picture with your phone.

The quality of the check images is not as big of a deal as you might think. No one is actually inspecting these unless the amount of deposit is near a limit or the account is flagged for suspicious activity. You definitely do not want to throw away the physical copy until the bank confirms the deposit.

Yes I totally agree. Mainly I threw that in there to pre-empt any "quality" argument that someone might try to use for why native mobile app is needed.