> now i have free credit monitoring

Might not even matter ...

"TransUnion and Experian, two of the three major credit bureaus, have started dismissing a larger share of consumer complaints without help since the Trump administration began dismantling the CFPB."

https://www.propublica.org/article/credit-report-mistakes-cf...

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SoftTalker 7 hours ago | parent | next [-]

It's not like they were really doing a very good job anyway. My data has been leaking for two decades now.

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ArchieScrivener 7 hours ago | parent | prev [-]

How much money did the CFPB actually give back to wronged consumers?

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m4ck_ 7 hours ago | parent | next [-]

Pre-trump's attempts to eliminate the department, almost $20 billion.

https://www.consumerfinance.gov/enforcement/enforcement-by-t...

	▲	gibspaulding 7 hours ago \| parent \| next [-]
		And one would hope that the purpose of the CFPB would be to dissuade lenders from wronging consumers in the first place, meaning the net benefit to consumers was likely much higher.
	▲	ArchieScrivener 6 hours ago \| parent \| prev [-]
		Thanks for the numbers!

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coffeefirst 6 hours ago | parent | prev | next [-]

Their mere presence was effective. I know people who had trouble with banks refusing to fix their own screwups and demanding evidence that couldn’t exist.

They changed their tune the second there was an open case on the matter.

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throwway120385 4 hours ago | parent | prev [-]

Also of note is they were responsible for medical debt cases, which are particularly difficult for people to resolve because of the shared responsibility between the patient and the insurer, which allows the insurer to deflect responsibility until the bill ends up in collections.