Maybe I'm out of the loop but what is everyone doing with banking apps on their phones that's so essential. I see this argument all the time but it's baffling to me.

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distances 2 hours ago | parent | next [-]

For quite many banks a mobile phone is now the only 2FA they support.

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NewJazz 2 hours ago | parent | next [-]

So glad my brokerage supports good old totp.

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nottorp 2 hours ago | parent | prev [-]

Or worse.

My bank closed down their old online banking site and the new one needs the phone for 2FA... but ... drumroll ...

... the idiots also want me to keep using the token device to log in before approving the log in via my phone.

Security theater.

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fsflover 2 hours ago | parent [-]

So switch the bank? Worked for me.

	▲	nottorp an hour ago \| parent [-]
		I'm doing the research ofc. Have other things to look for besides not being dependent on a phone so it will take a bit.

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Tade0 2 hours ago | parent | prev | next [-]

MFA largely, some banks also provide wallets for contactless payments.

I refuse to have my browser fingerprinted as a "trusted device" because part my bank is just bad at it.

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IshKebab 2 hours ago | parent | prev [-]

Paying for things? Transferring money? What else do you do with a bank account?