> For all they know, your legitimate charges were the fraudulent charges that triggered the cancellation.

Literally years of paying the bills. ;)

> I cannot fathom why you keep using the term "expired" when that is a very different scenario to "cancelled by the issuing bank".

That seems like a you problem. No worries, hope your day is going ok.

> That seems like a you problem.

I dunno man, it wasn't me having a breakdown in public because I forgot to update a biller after I cancelled my card.