I've had zero crashes in safari, ff or chrome in recent memory (except maybe OOMs). (Though I don't use Windows, so maybe that's part of the reason stuff just works?)

Perhaps you're part of the group driving hardware crashes up to 10% and need to fix your machine.

I think most of it is just bad hardware, not specifically the RAM. Been using non-ECC desktop and laptop hardware for decades and I can't remember the machine crashing for .. I don't know, but a LONG time.