Fraud (Wikipedia, United States):

  - Misrepresents a material (non-trivial) fact in order to obtain action or forbearance by another person
  - The other person relies upon the misrepresentation
  - The other person *suffers injury* as a result of the act or forbearance taken in reliance upon the misrepresentation.

Damages in fraud cases is normally computed using

  - Recovery of damages in the amount of the *difference between the value of the property* had it been as represented and its actual value
  - Out-of-pocket loss, which allows for the recovery of damages in the amount of the *difference between the value of what was given and the value of what was received*.

Usually also heavily implied it needs to involve money in some significant way:

18 U.S.C. § 1343

  (...)'any scheme or artifice to defraud, or for obtaining money or property by means of false or fraudulent pretenses, representations, or promises'(...)

Fraud cases also usually heavily apply burden of court practice on the prosecution, to prove fraud and substantial losses. If you type 'John Smith DOB 1/1/1900' the "victim" has to prove it caused them to suffer injury and that there was a significant difference between the value of the property (non-trivial).