Base m4 Mac mini. Only beach balling is when I saturate 16GB with compiles and builds. That thing of yours is a lemon.

Lemons do happen with Apple Silicon.

I had a Mac Studio that would kernel panic on a semi-weekly basis. Apple Care put me through the reinstall OS / remove all external devices tap-dance for weeks, insisting that hardware was the last thing to suspect - before Apple Silicon, kernel panics were almost always hardware, particularly RAM.

Ultimately I bought another Studio and swapped it in - kernel panics went away. With that evidence, Apple acknowledged the problem and exchanged my Studio for another one from the factory. I returned the swap unit within the 30 day window, so it didn't cost me anything but annoyance.