the problem so far is UI and incompatibility across devices, OSes etc. I am a big fan of Passkeys and the idea of using PRF for E2E encryption, but I wouldn't implement that as now, there is almost zero control over where those passkeys are, how I can recover them, how I manage them. Whenever I have to switch computer (mandatory policy at work), or phone (mandatory obsolence) or if I want to work across OSes (Mac for work, Windows for fun), everything falls apart, incomprehensible interfaces, inexistent transparency and control. And I'm a pro user that has actually studied how the standard works.

I'm afraid that it'll take some few more decades before we will get rid of passwords, if ever.