People that don't buy insurance because they think it's a scam, then end up impoverished after a foreseeable accident or theft, as a more common one.

Foreseeable accident?

Not buying flood insurance while living in a flood plain is an example I've seen in my city

63stack an hour ago | parent | next [-]

I thought you can't even get that if you are in an area that is often flooded.

macintux 3 hours ago | parent | prev [-]

How many renters have a useful amount of renter's insurance?

	▲	sq_ 17 minutes ago \| parent \| next [-]
		Echoing a sibling comment, lots of landlords require it now, and the basic packages that insurers offer you as a bundle with auto or other forms of insurance are pretty decent, depending on state. Typically seems like $100-200 per year for coverage that would handle the loss of most of one's possessions, provided you don't get screwed by "well, you don't have the receipt" or "we only cover water ingress, not floods or leaks".
	▲	zoklet-enjoyer 3 hours ago \| parent \| prev [-]
		Probably a lot? I've moved around a bunch over the past 20 years, so have had several landlords. I think all of them for the past decade have required proof of insurance when signing the lease. I don't think anyone I rented from required it before 2018ish