Ultimately it's the civil authorities and upper brass that want these intrusions. The insurance issue is easily worked around by hiring green recruits at a very high "bonus" to be used as basically burner employees to burn through their insurance and do the illegal stuff under their identity.

It has to be a criminal thing because the top brass and civil servants need RICO like prosecution and tossed in jail along with the guy who gets the insurance ding.

It’s already a (very real) crime to do a Conspiracy to deprive someone of their civil rights, which is what you’re talking about. Occasionally someone gets sued under it, but it’s rare.