This is asked again and again. Apparently you guys in the USA or in other parts of the world are still lucky, but in Europe banks must be compliant with regulation that more or less force them to do 2FA through their app with the biometric authentication of either an Android or an iOS phone. There are other ways (eg giving a hardware OTP generator to customers,) but apps are the cheapest solution.

You can still find banks in Europe that do not force Google and Apple on you. They may ask you to use their own security devices for instance.