Don't banks have their own id:s as well? At least in another nordic country, you have quite many login possibilities to many services. Banks even provide cross-login.

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VorpalWay 12 hours ago | parent | next [-]

As I understand it, BankID in Sweden is still run by one organisation co-owned by the big banks, and banks handle verification for issuance. There is still a single point of failure for the operation of the system.

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wasmitnetzen 11 hours ago | parent | next [-]

There is technically a second provider, Freja, but that is basically only supported by government agencies, and even that is spotty.

There are talks about a state-provided one coming soon, because of EU E-ID laws.

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Gravityloss 12 hours ago | parent | prev | next [-]

Well I'm in Finland and seems the system here has multiple independent services and is thus potentially more resilient.

	▲	Anonyneko 11 hours ago \| parent [-]
		I was under the impression that all of those services and login methods rely on suomi.fi in the end, but I admit that I don't understand the system terribly well.

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elygre 12 hours ago | parent | prev [-]

Same in Norway.

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LeonidasXIV 12 hours ago | parent | prev | next [-]

No. As I understand it the previous system, NemID was actually (co?)designed by the banks so this is what they all use. Likewise MitID is another unholy alliance of Nets (a Danish payment provider) and Danish banks.

Given the Swedish version of it is called BankID I assume the situation is nearly the same in Sweden.

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mingusrude 12 hours ago | parent [-]

Sweden have one other viable alternative that is Freja ID, it does not have at all the coverage as BankID but it's something.

	▲	erk__ 3 hours ago \| parent [-]
		Another one just popped up recently though it does not have a lot of coverage if anywhere yet: https://corporate.e-boks.com/loesninger/e-wallet/e-boks-id/

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mousepad12 12 hours ago | parent | prev [-]

No. Many/most of them support login through hardware ID on your smartphone (i.e fingerprint/TPM-style pin), but the actual authorization of transfers or any privileged access is entirely MitID