Your analogy is terrible because it doesn't do a proper accounting of "harm" and "risk."

Food and seatbelts, that's literal health and life-and-death; very immediate and visible.

"Cybersecurity" rarely is; and even when it is, the problem is that the centralized established authorities (like google) aren't at all provably good at this.

No, this is a terrible take. People’s entire financial future is at stake, including in the third world.