It seems like the goal of the default configuration is preventing script injection while being otherwise very permissive. Basically, "safer than innerHTML, even when used very lazily". But I would expect guidance to evolve saying that it almost never makes sense to use the default and instead to specify a configuration that makes contextual sense for a given field.

The default might be suitable for something like an internal blog where you want to allow people to sometimes go crazy with `<style>` tags etc, just not inject scripts, but I would expect it to almost always make sense to define a specific allowed tag and attribute list, as is usually done with the userland predecessors to this API.