It's a pretty common threshold, like 10% is. Be it the 80/20 "Pareto" rule, it's the value of one finger on one hand, or if you really want you stretch the p-value of 0.05 is 1 in 20 odds but that's definitely a stretch though arbitrary anyways. But 20 is a very human number and very common. It's just a division of 5 rather than 4 (I'm assuming you wouldn't have questioned a cutoff at 25%)

You've missed my point, it's not the thresholds, it's the categories assigned to the thresholds that need explaining.