Password manager.

Before inevitable "what if your password manager is hacked...," what if your google account is hacked / banned?

Agreed. Just wanted to add:

> Before inevitable "what if your password manager is hacked

My passwords are encrypted with a security key. I think it is more likely for my computer to get compromised than for my password manager to leak the passwords.

Admittedly, if I lose all the security keys at the same time, I lose all of my passwords.

You don't even need a password manager, browsers autogenerate secure passwords for you, and they sync between computers/mobile devices.

(I'm saying this from the perspective of "regular people don't want to be inconvenienced like that, obviously you should use an external password manager for security)