With health marketplace you can get insurance, or you can get a PPA service, or save money into a HSA, like there is multiple ways to do it.

Until the Republican Party finally succeeds at gutting the ACA or make it so bad that insurers wing cover it.

Let’s say you maxed out your HSA for 20 years and have $200K - that can be wiped out with one uncovered major medical incident the HSA max is relatively low.