>it just usually doesn't show up on a financial statement

Exactly.

That's one of the reasons it's gotten so out-of-hand.

Edit: Thought I'd add that once wealth rises up to a stratospheric degree, the higher it is the less there is a need to get their money's worth. If you could put a dollar figure on it, the biggest can afford more technical debt than anybody theoretically, and they still won't actually have to deal with it.

It'll be somebody elses' problem since it's not on the balance sheet.

I guess I was commenting on the movers & shakers, not the financials specifically.

Good observations you make though.