Absolute madness or complete nonsense - I have neither an Apple account or device, nor a Google account or mandated device (e/os on Fairphone 3+) and operate perfectly successfully in the UK with (almost [1.]) zero friction.

1. Revolut app stopped working so I emptied my account and opened a Wise account which is fully administer-able from their website. Revolut has subsequently started working again after a couple of app/OS updates.

> Revolut app stopped working so I emptied my account and opened a Wise account

Same, though I’ve never returned to Revolut.

Wise does have some quirks (e.g. they’ve blocked me from unfreezing or reissuing my cards recently for no apparent reason), but still they’re way way closer to zero-bullshit than any other neobanks I’ve tried.