I would put the focus on having capable web-banking. I never install the banking app on my phone.

I must also be getting old, because I don't get the big fuss about NFC payments. Firstly, I'd never use them if they go through Google/Apple. But even when/if they don't, it's not a big deal to use a card, isn't it (if you hate cash)?

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palata 2 hours ago | parent [-]

Agreed about NFC, I'm happy to scan a QR code.

> But even when/if they don't, it's not a big deal to use a card, isn't it (if you hate cash)?

Card is usually linked to the US. Some people would like to not depend on that. But the rational solution IMO is for the banking system to use QR codes instead of NFC. Some countries do that and it just works.

	▲	lejalv 2 minutes ago \| parent [-]
		> Card is usually linked to the US. Some people would like to not depend on that. You have a point, and even though it looks like it will be a very corporate-driven system, and possibly dependent on Google or Apple, there seems to be an EU payment system on the making (if it ends up depending on Google or Apple, that will be the irony of leaving VISA/Mastercard to fall in the fangs of Google / Apple, but... oh well, one step at a time). I think the name is Wero, it was on HN a few days ago.